Was Mint a helpful money management tool for you, but you’re now looking for something similar or even better? In this article I’ve listed some amazing Mint alternatives for our readers.
13 Best Mint Alternatives to Better Your Finances
When Mint first came on the scene, it proved to be a great personal finance tool: you could use for free and from anywhere with an internet connection. However, it has since lost its edge as a dominant player in the personal finance app space.
Luckily, there are better Mint alternatives you can try.
Since Mint is free, users are constantly presented with advertisements. Also, the app is a bit clunky, and customer service is subpar.
Now other apps work super quickly, so Mint’s problematic synchronizations can be a put-off.
If you’re looking for a site similar to Mint or even better, there are loads of options out there.
In fact, many of the apps have made significant improvements in order to compete with Mint.
Our Top Pick
The best Mint alternative for me is Personal Capital. It’s completely free and you’ll be able to track your net worth, plan for retirement and monitor your cash flows on an ongoing basis.
Want some more detail? Let’s see what I have in store for you.
Best Mint Alternatives
Have a look at the twelve best Mint alternatives to better your finances:
Personal Capital is one of the best alternatives to Mint. It is a free investment and budgeting app without any ads. They don’t make money through advertisements, so you never get any pushy and annoying pop-ups.
Unlike Mint, what makes Personal Capital number one is the frequent updates that keep it bug-free.
Personal Capital helps you track your investment goals, like saving up for your kid’s college or retirement. You can easily connect and synchronize any type of investment account with this app.
Similarly, you can link your dividend accounts and keep track of your dividend income. The application also provides valuable information regarding risk, so you can evaluate your investment options.
Personal Capital brings all aspects of your finances onto one screen. It allows you to see the bigger picture from a well-rounded investment and financial management platform.
It’s one of my personal favorites and I use it nearly every day.
Like what you hear? Read more in our full Personal Capital review.
Truebill is a financial tool for saving on bills. It’s similar to the concept of the Trim app. The app goes through your monthly bills and subscriptions to bring down the prices.
It negotiates bills on your behalf with companies you’re using (for example AT&T, Comcast, Frontier).
It’s not a paid tool, but it’s not free either. The company keeps a cut of the savings it makes you and that cut is 40%.
So if you saved $100, you’d only be getting $60. It’s a bit high, especially if your savings turn out to be quite high.
You can also use Truebill to ask for refunds on late fees or overdraft.
Similarly, it also keeps a check on services that were out like cable or internet to get you a refund. Like what you hear? Read more about the app in our Truebill review.
YNAB is a great tool to budget your money. Those who use Mint primarily for budgeting should opt for YNAB as an alternative. The app’s acronym says it all: You Need a Budget.
It’s user-friendly interface is great for beginners and pros alike. It works in a spreadsheet format, and all your spending is categorized, making it easier to see where your money is going.
If you are tired of living paycheck to paycheck, then YNAB can offer great value. For instance, the app follows a unique philosophy that you should be living off of your salary from last month.
It’s not going to happen right off the bat, but in time, you’ll get there.
Once you start using this app, you’ll figure out how to mold it to your advantage for achieving financial goals. It’s a tool anyone can use regardless of their income level.
CountAbout came to the rescue when people started facing problems with Mint. It’s a web-based tool with mobile applications as well, so you can use it on the go. If you’ve been using Mint or another such tool for a while and want a change, CountAbout could be a good choice.
The basic version of the software is only $9.99 a year, whereas the Premium plan is $39.99 per year. Only the latter version allows the synchronization of financial accounts. While you can import information from investment accounts, the app itself does not have any investment tools.
Another advantage of CountAbout for small business owners is that you can send invoices.
PocketSmith is a powerful budgeting tool that takes budgeting and money management a step further. What makes it extra special? Well, a feature known as the financial forecast is the app’s masterpiece. This feature forecasts your finances for up to 30 years based on current data.
Another great advantage of moving to PocketSmith is that its both compatible with Mint and can provide capabilities that Mint lacks. So you can use both these tools to improve your finances.
You can set budgets on a daily, weekly, or monthly basis. Also, it lets you track all kinds of income and taxes. The overall user experience is pretty neat, even for beginners.
There’s a free version, but that’s quite limited in terms of features. The Premium plan would set you back $9.95 every month. This plan gives you ten financial accounts and a 10-year forecast.
If you wish to take advantage of the 30-year forecast, you’ll have to invest $19.95 every month for the top tier plan.
See Related: Pocketsmith Review
Banktivity is the best Mint alternative to go for if you use a Mac. The app works great on macOS and iOS. It’s similar to all the major finance and budgeting apps. It brings your checking accounts, saving accounts, mortgage, credit cards, and other investments under one fold.
Unlike Mint, Banktivity is not free. You can buy it for $64.99, which means you don’t have to deal with advertisements and promotions. The company claims it can help you save $500 a year.
Whether you end up saving money or not, this app will help you manage your money. The software, by default, has a deep layer of management features. As a result, you can break down your expenses into custom categories.
With this app, you can pay your bills on time and budget your monthly expenses, which allows you to stay on track with your spending. But, one thing Banktivity can improve is how it connects accounts.
Money Patrol is one of the apps similar to Mint for monitoring your finances. The app claims to be the most advanced personal finance tool. It does work quite well in terms of budgeting.
You can easily connect all your money accounts, including bank accounts, credit cards, and loans. The platform allows you to create weekly and monthly budgets.
That way, you can control your spending on a macro level.
Other helpful features include bill reminders to ensure you don’t end up getting any penalties. Similarly, you can generate financial reports to have a better understanding of where your finances go.
Unlike Mint, Money Patrol is not free to use. The monthly cost of the tool is $7. However, it does offer a free trial period of 15 days.
Tiller is perhaps the most user-friendly personal finance app, as it displays all your data in the form of a Google spreadsheet. Since most people are already familiar with Google Spreadsheets and Excel, this makes things easier.
What’s more, you can customize the spreadsheet template to fit your requirements.
Tiller offers a business spreadsheet to keep business-related things in one place, which helps in tracking your net worth. With the business spreadsheet, you can focus on your side business or passive income from small investments. This feature will save you so much time, especially if you have a side hustle with a full-time job.
The only drawback to Tiller is that there are no investment tools within the app. That would completely change it and make it even better. For now, you can only use it as a simple budgeting app to increase your side income and control your paycheck spending.
EveryDollar is an online budgeting and money management tool that has both a free and a paid version. With the paid version, you can add your financial accounts and connect with financial institutions.
There’s not much difference between its free and paid version. However, with the free version, you have to do everything manually. This includes categorizing your spending and customizing categories according to your needs.
EveryDollar is a tool designed by Dave Ramsey, a multimillionaire businessman and radio show host. So it’s fair to say he knows a thing or two about making money and increasing wealth. It lays down Dave’s baby steps to save money for emergencies.
Even if you use the free version, you get the sense of the tool and can use it to your benefit. The goal is to learn how to save money even when on a tight budget.
The Moneydance personal finance tool has not only a catchy name but also great features. Think of it as a better version of Quicken, which is another legacy software similar to Mint.
To give you a clear picture, this software has a nice and clean user interface, minus the outdated features of Quicken and Mint. It can also get your job done better than those apps.
Moreover, Moneydance offers an open API for developers. If you’re a developer with some ideas about personal finance, you’ll find their Extension Developer’s Kit pretty useful. It’s quite customizable once you get the hang of it.
The features are pretty similar to basic personal finance apps. You can budget your finances, track your investments, and pay bills in a timely fashion. This is not free software and costs around $49.99 (one-time payment).
See Related: 16 Helpful Pieces of Financial Advice
MoneyStrands is a free mobile app for budgeting, similar to Mint. Its main features are automatic synchronization of financial accounts, personalized budgeting, and spending tracking.
Since it’s free, some of its features are not as robust as other paid software and mobile apps. Nevertheless, it’s still quite efficient as compared to Mint when it comes to value.
One of the best features of this app is Ok-to-Spend. It’s an algorithm that tracks your finances and spending. The app will give you a signal when it’s OK to spend a little more. This way, you will have an idea of when you can spend money and when its time to save.
As you can see, this app is better suited for people focused on managing their spending. It’s not so great for people with multiple investments whose main goal is to increase capital.
PowerWallet is a lightweight personal finance tool. Being free, it relies on advertisements for revenue, so you’ll encounter ads when using it. Nevertheless, it’s a decent budgeting tool you can use as an alternative to Mint.
You basically observe the inflow and outflow of cash from your accounts, and how much savings you have left. However, you cannot link certain kinds of financial accounts and credit cards. That’s a major inconvenience in this app.
It also has an interactive calendar that can help you set deadlines for different payments. This way, it saves you from late fees that suck up your savings.
If Mint isn’t your go-to app anymore, you can try PowerWallet for a change. It’s free, so it doesn’t hurt to give a try. If you’re mostly using it to track spending, it’s a pretty decent tool.
See Related: Why Is It So Hard to Save Money?
If you’re looking to plan your finances for the future, Buxfer is another reliable option to consider. This tool offers quite a few plan options, including a free one. It’s one of the most secure options than Mint.
Depending on your plan choice, you get a variety of features. The good news is that this tool can sync with over 10,000 financial institutes in the US. Wherever your money is, you can use this tool to sync accounts without any trouble.
Also, you get all the necessary features to improve your personal financial management. These include automatic synchronization of your financial accounts, investment tracking, budgeting, reminders, and spending reports.
The top-level plan costs $9.99 per month, whereas the basic one is only $1.99 per month. While not free like Mint, it’s still a good value for money.
Conclusion on Mint Alternatives
To sum up, these Mint alternatives provide almost all the functions you get with Mint. In fact, some are more advanced and feature-rich than Mint. Always keep your own financial goals in mind when choosing a tool like this.
You can also try the paid versions of these apps for a better experience.
However, individuals with multiple investments should go for a tool that offers investment tracking at the very least. You can benefit more from comprehensive investment tools like Personal Capital.
Want to learn more about Personal Capital? Follow my step-by-step tutorial on how to use Personal Capital for budgeting.
Take control over your finances with these top twelve Mint alternatives. What’s your favorite Mint alternatives? Happy budgeting!
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